Privacy Policy | MoneyWise

      📋 Summary (Plain English)
      We collect basic analytics data (page views, device type) to improve the site
We display Google AdSense ads which use cookies to personalize ads
We never sell your personal data to third parties
You can opt out of personalized ads via Google Ad Settings
Newsletter emails collected via form are only used to send you our content

    

1. Information We Collect

When you visit MoneyWise, we may collect the following types of information:

Usage Data: Pages visited, time on site, referring URL, browser type, device type, and IP address (anonymized). This is collected via Google Analytics.
Email Address: If you voluntarily subscribe to our newsletter, we collect your email address solely to send you our content. We do not share this with third parties.
Contact Form Data: If you submit our contact form, we collect the information you provide (name, email, message) solely to respond to your inquiry.
Cookies: Our site uses cookies for analytics and advertising (see Section 4).

2. How We Use Your Information

To improve and optimize our website content and user experience
To send newsletters you have subscribed to (you can unsubscribe at any time)
To respond to contact form inquiries
To display relevant advertisements through Google AdSense
To analyze aggregate traffic patterns (anonymous data only)

3. Google AdSense & Advertising

MoneyWise displays advertisements through Google AdSense. This is how we fund the site and keep all content free.

Google AdSense uses cookies and web beacons to serve ads based on your prior visits to our site and other sites on the internet. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.

Google may use cookies to personalize the ads shown to you
Third-party vendors, including Google, use cookies to serve ads based on prior visits
You may opt out of personalized advertising at Google Ad Settings
You may also opt out via the Network Advertising Initiative opt-out page

For more information, please review Google's Advertising Policies.

4. Cookies Policy

We use cookies for the following purposes:

Cookie Type	Purpose	Provider
Analytics	Track page views, sessions, user behavior (anonymized)	Google Analytics
Advertising	Display relevant ads, measure ad performance	Google AdSense
Functional	Remember your language preference (EN/AR)	MoneyWise (localStorage)

You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of the site.

5. Third-Party Services

We use the following third-party services. Their privacy policies apply to their respective data processing:

Google Analytics — Website traffic analysis (Privacy Policy)
Google AdSense — Display advertising (Privacy Policy)

6. Data Retention

We retain contact form data for up to 12 months. Newsletter subscriber data is retained until you unsubscribe. Analytics data is retained in anonymized form for 26 months (Google Analytics default).

7. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

Right to Access: Request a copy of the data we hold about you
Right to Deletion: Request that we delete your data
Right to Opt-Out: Unsubscribe from emails at any time
Right to Object: Object to how we process your data

To exercise any of these rights, contact us and we will respond within 30 days.

8. Terms of Use

By using MoneyWise, you agree to the following:

Content on this site is for informational purposes only and does not constitute financial advice
You are responsible for your own financial decisions
Do not reproduce, copy, or redistribute our content without written permission
Do not use the site for any unlawful purpose

9. Financial Disclaimer

⚠️ Important Disclaimer

The information on MoneyWise is provided for general informational and educational purposes only. It does not constitute professional financial, investment, tax, or legal advice. Past investment performance does not guarantee future results. Always consult a qualified financial advisor before making financial decisions. MoneyWise is not responsible for any financial decisions made based on content published on this site.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the site after changes constitutes acceptance of the updated policy.

11. Contact

If you have any questions about this Privacy Policy or how we handle your data, contact us here.